The Highs of 4/20

Happy 4/20 to the warriors of the pavement and the kings of the cold call!

While the rest of the world is busy pondering the deep philosophical connection between Taco Bell and existentialism, we know what today actually represents for a Merchant Services rep: The ultimate test of patience.

Whether you’re pounding the pavement in a legalized state or just dealing with a “distracted” pizza shop owner, here is your field guide to navigating the stickiest, smelliest day of the sales year.

1. The “Contactless” Revolution

Usually, when we pitch contactless payments, we’re talking about NFC chips and Apple Pay. On 4/20, “contactless” takes on a whole new meaning.

  • The Scenario: You walk into a smoke shop. The owner is staring intensely at a screensaver of a tropical fish.
  • The Pitch: “Sir, I can save you 40 basis points on your processing.”
  • The Response: “Points… are like… just dots that got lost, man.”
  • The Strategy: Just leave your card. Preferably tucked inside a bag of Funyuns.

2. The Great “High-Risk” Misunderstanding

Today is the one day of the year where “High-Risk Merchant Account” sounds like a personal challenge rather than a banking category.

Pro Tip: If a prospect asks if your gateway is “green-friendly,” make sure you’re both talking about the same kind of “green.” You’re looking for $100 bills; they’re looking for… well, you know.

3. Decoding the Sales Objections

Your usual rebuttals won’t work today. You have to adapt to the vibration of the room.

What they sayWhat they actually meanYour move
“The energy is off right now.”I forgot my safe combo.Offer to buy them an iced coffee.
“Is this PCI compliant?”I have no idea what those letters stand for.Use simple shapes and bright colors.
“Check back in an hour.”I am currently watching a documentary about ants.Check back in three days.

4. The Smell of Success (and Patchouli)

By 2:00 PM, your clothes is gonna smell like a Phish concert. It doesn’t matter if you’ve never touched the stuff; the “contact high” of the retail industry is real.

Pro-tip for the road: If you get pulled over with a trunk full of Clover Flex terminals, just be honest. “just start explaining the Durbin Amendment. You won’t get a ticket; they’ll actually pay you to leave.

The Silver Lining

Look, today might be a wash for closing that complex mid-market wholesale account. But look on the bright side: The restaurant leads are killing it. Every pizza joint, wing spot, and bakery in a five-mile radius is currently doing Black Friday numbers. If there was ever a time to walk in and shout, “Who wants a terminal that processes faster than a hungry teenager eats a burrito?”—it’s right now.

Go forth, stay hydrated, and remember: If the merchant starts seeing double, it’s the perfect time to sign them up for two locations.

Stay hungry (literally and figuratively)

Happy Selling,

David

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Author: David Matney

Payment Technology Specialist at Payment Lynx

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